1. About the service
Mind Money AI is a personal finance management and automation tool. It is designed to help users organise financial information, track deadlines, connect selected financial accounts through supported third-party providers, receive AI-assisted insights, and access comparison or switching journeys where available.
2. Not a bank or regulated financial adviser
Mind Money AI is not a bank. Information, prompts, recommendations and AI-generated outputs are intended to support organisation and decision-making and should not be treated as legal, tax, investment or other regulated financial advice unless expressly stated otherwise in relation to a regulated service.
3. Eligibility and accounts
Users must ensure the information they provide is accurate and must keep login credentials secure. Mind Money AI may suspend or terminate accounts where misuse, unlawful activity or security risks are identified.
4. Connected accounts and third-party services
Some features rely on third-party providers, including authentication, hosting, document processing, Open Banking connectivity, comparison services or analytics. Availability of these services may change and Mind Money AI is not responsible for outages or interruptions caused by third-party providers.
5. AI-generated outputs
The app may use automated systems and AI-enabled tools to classify transactions, extract information from documents, highlight reminders, pre-populate information and surface insights. These outputs may not always be complete or accurate. Users should review important information carefully before acting on it.
6. User responsibilities
- Provide accurate information where requested.
- Review extracted or AI-generated content before relying on it.
- Use the app lawfully and in accordance with these terms.
- Not attempt to interfere with the service, security or infrastructure.
7. Intellectual property
All rights in the app, website, branding, copy, software and related materials belong to Mind Money Limited or its licensors unless otherwise stated.
8. Availability
Mind Money AI may update, change, suspend or remove features at any time. While reasonable efforts may be made to maintain service availability, uninterrupted access cannot be guaranteed.
9. Liability
To the fullest extent permitted by law, Mind Money Limited is not liable for indirect, incidental, special or consequential losses arising from use of the service. Nothing in these terms excludes liability that cannot lawfully be excluded.
10. Termination
Mind Money AI may suspend or terminate access where there is a breach of these terms, a legal requirement to do so or a security concern. Users may stop using the service at any time.
11. Privacy
Use of the service is also governed by our Privacy Policy, which explains how personal data is collected and used.
12. Changes to these terms
These terms may be updated from time to time. Updated terms will be published on this page.
13. Governing law
These terms are governed by the laws of England and Wales. The courts of England and Wales will have jurisdiction in relation to disputes arising from or connected with these terms or the use of the service.
14. Contact
For questions about these terms or the service, contact info@mindmoney.co.uk.